Private & Hard Money Lenders in Washington County, OK
10 lenders funded 35 short-term investment-property loans in Washington County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Washington County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANCFIRST | 17 | 9.13% | 7 |
| 2 | ARVEST BANK | 7 | 8.50% | 2 |
| 3 | TRUITY FEDERAL CREDIT UNION | 4 | 7.90% | 13 |
| 4 | Stride Bank, National Association | 1 | — | 5 |
| 5 | Armstrong Bank | 1 | — | 4 |
| 6 | RCB BANK | 1 | — | 1 |
| 7 | Equity Bank | 1 | — | — |
| 8 | Firstar Bank | 1 | — | — |
| 9 | KIAVI FUNDING, INC. | 1 | — | — |
| 10 | LIMA ONE CAPITAL, LLC | 1 | — | — |
DSCR / long-term rental lenders in Washington County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Washington County in 2024 verified lending records — 35 loans totaling $4.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Washington County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.90% to 9.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.