Private & Hard Money Lenders in McClain County, OK
10 lenders funded 16 short-term investment-property loans in McClain County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
McClain County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | BANCFIRST | 5 | 8.50% | 5 |
| 2 | FIRST UNITED BANK AND TRUST CO | 2 | — | 10 |
| 3 | ARVEST BANK | 2 | — | — |
| 4 | Great Plains National Bank | 1 | — | 3 |
| 5 | MidFirst Bank | 1 | — | 1 |
| 6 | INTERBANK | 1 | — | — |
| 7 | KIAVI FUNDING, INC. | 1 | — | — |
| 8 | Loan Funder LLC | 1 | — | — |
| 9 | RCB BANK | 1 | — | — |
| 10 | SIMMONS BANK | 1 | — | — |
DSCR / long-term rental lenders in McClain County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in McClain County in 2024 verified lending records — 16 loans totaling $6.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across McClain County's active lenders was 8.50% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.