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Lender directory

Private & Hard Money Lenders in Osage County, OK

5 lenders funded 5 short-term investment-property loans in Osage County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$755,000
Median note rate
DSCR / rental loans
24

Osage County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1RCB BANK12
2AMERICAN BANK OF OKLAHOMA11
3KIAVI FUNDING, INC.11
4Community National Bank & Trust1
5Mabrey Bank1

DSCR / long-term rental lenders in Osage County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

BANCFIRST · 4American Heritage Lending, LLC · 2ARVEST BANK · 2United Wholesale Mortgage · 2BPL Mortgage, LLC · 1FIRST UNITED BANK AND TRUST CO · 1Loan Funder LLC · 1Lument Real Estate Capital LLC · 1Luminate Home Loans, Inc. · 1Navy Federal Credit Union · 1TRUITY FEDERAL CREDIT UNION · 1Union Home Mortgage Corp. · 1USAA BANK · 1WATERSTONE MORTGAGE CORPORATION · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Osage Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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