Private & Hard Money Lenders in Pettis County, MO
7 lenders funded 37 short-term investment-property loans in Pettis County in 2024 at a median rate of 9.01%. Ranked by verified loan volume — not paid placement.
Pettis County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | THE CENTRAL TRUST BANK | 16 | 8.50% | 8 |
| 2 | Equity Bank | 14 | 9.01% | — |
| 3 | AMERICAN BANK OF FREEDOM | 2 | — | — |
| 4 | RPE Home, Inc | 2 | — | — |
| 5 | SIMMONS BANK | 1 | — | 1 |
| 6 | Loan Funder LLC | 1 | — | — |
| 7 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Pettis County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Pettis County in 2024 verified lending records — 37 loans totaling $8.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Pettis County's active lenders was 9.01% in 2024, with per-lender medians ranging from 8.50% to 9.01%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.