Private & Hard Money Lenders in Montana
19 lenders funded 200 short-term investment-property loans ($82M) across Montana in 2024, at a median note rate of 8.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Montana by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | Stockman Bank of Montana | 88 | 9.00% |
| 2 | Glacier Bank | 39 | 7.99% |
| 3 | OPPORTUNITY BANK OF MONTANA | 19 | 8.50% |
| 4 | Valley Financial Credit Union | 16 | 7.99% |
| 5 | First Interstate Bank | 11 | 8.50% |
| 6 | LIMA ONE CAPITAL, LLC | 10 | 10.70% |
| 7 | RPE Home, Inc | 3 | — |
| 8 | Armed Forces Bank, N.A. | 2 | — |
| 9 | Loan Funder LLC | 2 | — |
| 10 | Arixa Secured Income Fund, LLC | 1 | — |
Montana hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Yellowstone County
7 lenders · 51 loans
Cascade County
6 lenders · 22 loans
Missoula County
6 lenders · 22 loans
Gallatin County
6 lenders · 21 loans
Flathead County
6 lenders · 18 loans
Lewis and Clark County
4 lenders · 17 loans
Lake County
5 lenders · 8 loans
Silver Bow County
4 lenders · 7 loans
Ravalli County
3 lenders · 5 loans
Limited 2024 activity (1–2 reporting lenders): Fergus County, Roosevelt County, Sanders County, Custer County, Jefferson County, Pondera County, Richland County, Teton County, Beaverhead County, Broadwater County, Dawson County, Granite County, Hill County, Lincoln County, Madison County, Park County, Powell County. These counties are typically served by the statewide lenders above.