Private & Hard Money Lenders in Yellowstone County, MT
7 lenders funded 51 short-term investment-property loans in Yellowstone County in 2024 at a median rate of 8.00%. Ranked by verified loan volume — not paid placement.
Yellowstone County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana | 29 | 9.00% | 52 |
| 2 | Valley Financial Credit Union | 12 | 7.65% | 18 |
| 3 | OPPORTUNITY BANK OF MONTANA | 5 | 8.00% | 13 |
| 4 | Glacier Bank | 2 | — | 5 |
| 5 | LendingOne LLC | 1 | — | 1 |
| 6 | Frontier Bank | 1 | — | — |
| 7 | Loan Funder LLC | 1 | — | — |
DSCR / long-term rental lenders in Yellowstone County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Yellowstone County in 2024 verified lending records — 51 loans totaling $13.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Yellowstone County's active lenders was 8.00% in 2024, with per-lender medians ranging from 7.65% to 9.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.