Private & Hard Money Lenders in Missoula County, MT
6 lenders funded 22 short-term investment-property loans in Missoula County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Missoula County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Stockman Bank of Montana | 11 | 8.50% | 15 |
| 2 | Glacier Bank | 5 | 7.95% | 15 |
| 3 | OPPORTUNITY BANK OF MONTANA | 2 | — | 14 |
| 4 | First Interstate Bank | 2 | — | 9 |
| 5 | Arixa Secured Income Fund, LLC | 1 | — | — |
| 6 | Armed Forces Bank, N.A. | 1 | — | — |
DSCR / long-term rental lenders in Missoula County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
6 lenders reported short-term, business-purpose investment loans in Missoula County in 2024 verified lending records — 22 loans totaling $8.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Missoula County's active lenders was 8.50% in 2024, with per-lender medians ranging from 7.95% to 8.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.