Private & Hard Money Lenders in Poinsett County, AR
7 lenders funded 31 short-term investment-property loans in Poinsett County in 2024 at a median rate of 8.69%. Ranked by verified loan volume — not paid placement.
Poinsett County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Southern Bank | 14 | 8.25% | 11 |
| 2 | SIMMONS BANK | 6 | 8.69% | — |
| 3 | First Community Bank | 4 | 9.64% | 3 |
| 4 | ARVEST BANK | 3 | 7.58% | 1 |
| 5 | SOUTHERN BANCORP BANK | 2 | — | 8 |
| 6 | First Security Bank | 1 | — | — |
| 7 | KIAVI FUNDING, INC. | 1 | — | — |
DSCR / long-term rental lenders in Poinsett County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
7 lenders reported short-term, business-purpose investment loans in Poinsett County in 2024 verified lending records — 31 loans totaling $5.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Poinsett County's active lenders was 8.69% in 2024, with per-lender medians ranging from 7.58% to 9.64%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.