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Southern Bancorp Bank

127th of 889 lenders by loans funded, 20241

Short‑term investment‑property lender, active across Arkansas, Mississippi, Tennessee and 2 more states.

Source
2024 verified records
Pulled
Sep 1, 2026
LEI
549300JQEF6V2RNWCC75
Excluded
310 longer‑term (DSCR) loans
Website
Not yet verified
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Loans funded592024, terms of 36 months or less
Principal originated$12M2024, at origination
Median note rate28.75%7 counties reporting
Counties255 states

Where the money went

Arkansas carried 78.0% of the year's loans. Every county with activity is in the ledger below.

ARMSTNGarlandPulaskiClark
Counties, one mark each, area scaled to loans:15loans in a countythe three busiest countiesstates with loansthe three lead states

Every county

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#CountyLoansMedian rate2
01Garland County, AR98.50%
02Pulaski County, AR68.95%
03Clark County, AR58.50%
04Hot Spring County, AR58.25%
05Union County, AR58.75%
06DeSoto County, MS38.75%
07Mississippi County, AR39.25%
08Marshall County, MS2
09Montgomery County, AR2
10Pike County, AR2
11Poinsett County, AR2
12Shelby County, TN2
13Arkansas County, AR1
14Ashley County, AR1
15Craighead County, AR1
16Crittenden County, AR1
17Denton County, TX1
18Monroe County, AR1
19Pearl River County, MS1
20Rankin County, MS1
21Sebastian County, AR1
22Sevier County, AR1
23Walthall County, MS1
24Walton County, FL1
25Washington County, MS1
Total598.75%lender median
  1. 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
  2. 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.