Private & Hard Money Lenders in Clark County, AR
8 lenders funded 21 short-term investment-property loans in Clark County in 2024 at a median rate of 9.25%. Ranked by verified loan volume — not paid placement.
Clark County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | THE CITIZENS BANK | 9 | 9.25% | — |
| 2 | SOUTHERN BANCORP BANK | 5 | 8.50% | 17 |
| 3 | SIMMONS BANK | 2 | — | — |
| 4 | Cadence Bank | 1 | — | — |
| 5 | Chambers Bank | 1 | — | — |
| 6 | FARMERS BANK & TRUST | 1 | — | — |
| 7 | First Security Bank | 1 | — | — |
| 8 | INTRUST BANK, NA | 1 | — | — |
DSCR / long-term rental lenders in Clark County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Clark County in 2024 verified lending records — 21 loans totaling $4.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Clark County's active lenders was 9.25% in 2024, with per-lender medians ranging from 8.50% to 9.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.