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Lender directory

Private & Hard Money Lenders in Davidson County, TN

49 lenders funded 310 short-term investment-property loans in Davidson County in 2024 at a median rate of 9.99%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
310$363.3M
Median note rate
9.99%8.0–12.0%
DSCR / rental loans
1,223

Davidson County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1Easy Street Capital LLC3310.90%—
2FIRSTBANK299.00%42
3The Farmers Bank288.75%23
4KIAVI FUNDING, INC.2711.24%3
5212 Loans, LLC2111.99%—
6ABL RPC Residential Credit Acquisition LLC1610.75%15
7Wilson Bank and Trust159.00%100
8F&M Bank128.75%20
9Cadence Bank129.00%15
10RF Renovo Management Company, LLC1111.50%3
11Loan Funder LLC1011.00%1
12RENASANT BANK88.50%34
13Temple View Capital Funding LP811.50%2
14Pinnacle Bank78.50%36
15LIMA ONE CAPITAL, LLC69.99%2
16Old National Bank48.25%9
17CB&S Bank48.00%8
18FIRST CITIZENS NATIONAL BANK48.50%8
19VELOCITY COMMERCIAL CAPITAL LLC411.50%7
20Churchill Funding I LLC410.50%1
21Archwest Funding310.35%3
22SIMMONS BANK38.54%1
23Arixa Enhanced Income Fund, LP310.75%—
24ASCEND FEDERAL CREDIT UNION2—26
25EDMONTON STATE BANK2—12
26BANK OF TENNESSEE2—10
27CITIZENS BANK2—6
28FIRST NATIONAL BANK OF MIDDLE TENNESSEE2—4
29UNITED COMMUNITY BANK2—4
30First National Bank2—1
31SERVISFIRST BANK2—1
32AMERICAN BANK OF FREEDOM2——
33CITIZENS TRI COUNTY BANK2——
34Dominion Financial Services, LLC2——
35MORGANTOWN BANK & TRUST CO INC2——
36JPMorgan Chase Bank, NA1—17
37CapStar Bank1—3
38Citizens Savings Bank & Trust Co1—2
39Conventus Lending LLC1—2
40WESBANCO BANK, INC.1—1
41Armed Forces Bank, N.A.1——
42BANK OZK1——
43FIRST UNITED BANK AND TRUST CO1——
44Investmark Mortgage LLC1——
45Merchants Bank of Indiana1——
46Secured Investment Corp1——
47SOUTH CENTRAL BANK INC1——
48Sundae Funding1——
49THE BANK OF FAYETTE COUNTY1——

DSCR / long-term rental lenders in Davidson County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

United Wholesale Mortgage · 84Deephaven Mortgage LLC · 48CMG MORTGAGE INC · 47CROSSCOUNTRY MORTGAGE, LLC · 37GUARANTEED RATE, INC. · 32HomeXpress Mortgage Corp. · 29US BANK, N.A. · 25Kind Lending, LLC · 18American Heritage Lending, LLC · 17LENDSURE MORTGAGE CORP. · 17OCMBC, INC. · 16FIRST COMMUNITY MORTGAGE · 14LOANDEPOT.COM, LLC · 14Hometown Equity Mortgage, LLC · 13ANGEL OAK MORTGAGE SOLUTIONS LLC · 12Studio Bank · 12American Pacific Mortgage Corporation · 11TRUIST BANK · 11Bank of America NA · 10LEGENDS BANK · 10
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Davidson Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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