South Central Bank
71st of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across Kentucky, Florida, Tennessee and 3 more states.
- Filed as
- South Central Bank Inc
- Source
- 2024 verified records
- Pulled
- Sep 1, 2026
- LEI
- 549300LPT41QBMAC7948
- Excluded
- 136 longer‑term (DSCR) loans
- Website
- Not yet verified
- Claim
- Work here? Claim this profile
Loans funded1032024, terms of 36 months or less
Principal originated$23M2024, at origination
Median note rate28.00%11 counties reporting
Counties266 states
Where the money went
Kentucky carried 90.3% of the year's loans; the three busiest counties — Warren, Jefferson, Hardin — carried 44.7% between them. The 25 in the ledger below account for 99.0% of 103.
The 25 busiest counties
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Warren County, KY | 22 | 8.00% | |
| 02 | Jefferson County, KY | 13 | 8.00% | |
| 03 | Hardin County, KY | 11 | 8.25% | |
| 04 | Daviess County, KY | 8 | 8.50% | |
| 05 | Barren County, KY | 6 | 8.75% | |
| 06 | Fayette County, KY | 6 | 7.50% | |
| 07 | Pulaski County, KY | 5 | 8.00% | |
| 08 | Hart County, KY | 4 | 8.75% | |
| 09 | Edmonson County, KY | 3 | 8.00% | |
| 10 | Logan County, KY | 3 | 8.25% | |
| 11 | Russell County, KY | 3 | 8.00% | |
| 12 | Allen County, KY | 2 | — | |
| 13 | Hamilton County, OH | 2 | — | |
| 14 | Monroe County, KY | 2 | — | |
| 15 | Simpson County, KY | 2 | — | |
| 16 | Brevard County, FL | 1 | — | |
| 17 | Bullitt County, KY | 1 | — | |
| 18 | Columbia County, FL | 1 | — | |
| 19 | Davidson County, TN | 1 | — | |
| 20 | Grayson County, KY | 1 | — | |
| 21 | Jefferson County, AL | 1 | — | |
| 22 | Okaloosa County, FL | 1 | — | |
| 23 | Smith County, TN | 1 | — | |
| 24 | Vanderburgh County, IN | 1 | — | |
| 25 | Wilson County, TN | 1 | — | |
| Top 25 of 26 | 102 | 8.00%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.