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Lender directory

Private & Hard Money Lenders in Simpson County, KY

4 lenders funded 5 short-term investment-property loans in Simpson County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$915,000
Median note rate
DSCR / rental loans
26

Simpson County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1SOUTH CENTRAL BANK INC21
2GERMAN AMERICAN BANK15
3The Farmers Bank15
4FIRST SOUTHERN NATIONAL BANK1

DSCR / long-term rental lenders in Simpson County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

EDMONTON STATE BANK · 7MORGANTOWN BANK & TRUST CO INC · 3US BANK, N.A. · 2FIRST OPTION MORTGAGE, LLC · 1MAGNOLIA BANK · 1REPUBLIC BANK & TRUST · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Simpson Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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