Private & Hard Money Lenders in Daviess County, KY
10 lenders funded 22 short-term investment-property loans in Daviess County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.
Daviess County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | SOUTH CENTRAL BANK INC | 8 | 8.50% | 24 |
| 2 | INDEPENDENCE BANK OF KENTUCKY | 4 | 8.50% | 40 |
| 3 | GERMAN AMERICAN BANK | 2 | — | 13 |
| 4 | FIRST SOUTHERN NATIONAL BANK | 2 | — | — |
| 5 | First Financial Bank, NA | 1 | — | 1 |
| 6 | MORGANTOWN BANK & TRUST CO INC | 1 | — | 1 |
| 7 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 8 | KIAVI FUNDING, INC. | 1 | — | — |
| 9 | LendingOne LLC | 1 | — | — |
| 10 | STOCK YARDS BANK & TRUST COMPANY | 1 | — | — |
DSCR / long-term rental lenders in Daviess County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Daviess County in 2024 verified lending records — 22 loans totaling $4.2M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Daviess County's active lenders was 8.50% in 2024, with per-lender medians ranging from 8.50% to 8.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.