Independence Bank of Kentucky

93rd of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Kentucky and Indiana.

Loans funded762024, terms of 36 months or less

Principal originated$26M2024, at origination

Median note rate²8.50%9 counties reporting

Counties242 states

Where the money went

Kentucky carried 98.7% of the year's loans. Every county with activity is in the ledger below.

1510loans in a countythe three busiest countiesstates with loans

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Jefferson County, KY	10	13.2%	$2M	8.50%	0.00
02	Warren County, KY	10	13.2%	$5M	7.75%	−0.75
03	Henderson County, KY	9	11.8%	$1M	8.50%	0.00
04	McCracken County, KY	9	11.8%	$5M	8.00%	−0.50
05	Franklin County, KY	7	9.2%	$995K	8.50%	0.00
06	Daviess County, KY	4	5.3%	$620K	8.50%	0.00
07	Ohio County, KY	4	5.3%	$450K	8.25%	−0.25
08	McLean County, KY	3	3.9%	$685K	8.25%	−0.25
09	Shelby County, KY	3	3.9%	$625K	9.00%	+0.50
10	Logan County, KY	2	2.6%	$280K	—	—
11	Muhlenberg County, KY	2	2.6%	$110K	—	—
12	Anderson County, KY	1	1.3%	$235K	—	—
13	Barren County, KY	1	1.3%	$7M	—	—
14	Caldwell County, KY	1	1.3%	$175K	—	—
15	Calloway County, KY	1	1.3%	$175K	—	—
16	Clark County, IN	1	1.3%	$255K	—	—
17	Fayette County, KY	1	1.3%	$75K	—	—
18	Garrard County, KY	1	1.3%	$525K	—	—
19	Graves County, KY	1	1.3%	$105K	—	—
20	Hancock County, KY	1	1.3%	$115K	—	—
21	Henry County, KY	1	1.3%	$505K	—	—
22	Hopkins County, KY	1	1.3%	$85K	—	—
23	Oldham County, KY	1	1.3%	$75K	—	—
24	Woodford County, KY	1	1.3%	$135K	—	—
	Total	76	100.0%	$26M	8.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.