Private & Hard Money Lenders in Clark County, IN
12 lenders funded 59 short-term investment-property loans in Clark County in 2024 at a median rate of 10.95%. Ranked by verified loan volume — not paid placement.
Clark County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | MM Lending, LLC | 38 | 12.00% | — |
| 2 | KIAVI FUNDING, INC. | 6 | 10.95% | 2 |
| 3 | Conventus Lending LLC | 3 | 10.25% | — |
| 4 | FIRST HARRISON BANK | 2 | — | 8 |
| 5 | STOCK YARDS BANK & TRUST COMPANY | 2 | — | 5 |
| 6 | Liberty Federal Credit Union | 2 | — | 4 |
| 7 | WESBANCO BANK, INC. | 1 | — | 3 |
| 8 | Dominion Financial Services, LLC | 1 | — | 1 |
| 9 | INDEPENDENCE BANK OF KENTUCKY | 1 | — | 1 |
| 10 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 11 | Loan Funder LLC | 1 | — | — |
| 12 | Old National Bank | 1 | — | — |
DSCR / long-term rental lenders in Clark County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in Clark County in 2024 verified lending records — 59 loans totaling $50.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Clark County's active lenders was 10.95% in 2024, with per-lender medians ranging from 10.25% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.