Private & Hard Money Lenders in Caldwell County, KY
2 lenders funded 5 short-term investment-property loans in Caldwell County in 2024 at a median rate of 8.10%. Ranked by verified loan volume — not paid placement.
Caldwell County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | FIRST SOUTHERN NATIONAL BANK | 4 | 8.10% | 1 |
| 2 | INDEPENDENCE BANK OF KENTUCKY | 1 | — | — |
Frequently asked questions
2 lenders reported short-term, business-purpose investment loans in Caldwell County in 2024 verified lending records — 5 loans totaling $685,000. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Caldwell County's active lenders was 8.10% in 2024. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.