Private & Hard Money Lenders in Brevard County, FL
19 lenders funded 235 short-term investment-property loans in Brevard County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Brevard County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 80 | 11.24% | 18 |
| 2 | RF Renovo Management Company, LLC | 32 | 9.99% | 23 |
| 3 | LIMA ONE CAPITAL, LLC | 27 | 10.45% | 2 |
| 4 | Loan Funder LLC | 25 | 11.25% | 9 |
| 5 | Easy Street Capital LLC | 21 | 10.90% | — |
| 6 | Genesis Capital, LLC | 15 | 9.25% | — |
| 7 | ABL RPC Residential Credit Acquisition LLC | 14 | 13.13% | — |
| 8 | LendingOne LLC | 6 | 10.99% | 2 |
| 9 | RPE Home, Inc | 3 | 11.00% | — |
| 10 | Dominion Financial Services, LLC | 2 | — | 10 |
| 11 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 8 |
| 12 | Constructive Loans LLC | 1 | — | 10 |
| 13 | American Heritage Lending, LLC | 1 | — | 8 |
| 14 | Temple View Capital Funding LP | 1 | — | 2 |
| 15 | SOUTH CENTRAL BANK INC | 1 | — | 1 |
| 16 | 212 Loans, LLC | 1 | — | — |
| 17 | BMO Harris Bank NA | 1 | — | — |
| 18 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 19 | THE FIRST BANK & TRUST COMPANY | 1 | — | — |
DSCR / long-term rental lenders in Brevard County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in Brevard County in 2024 verified lending records — 235 loans totaling $74.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Brevard County's active lenders was 10.99% in 2024, with per-lender medians ranging from 9.25% to 13.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.