Constructive Loans
125th of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across New Jersey, Pennsylvania, Delaware and 10 more states.
- Filed as
- Constructive Loans LLC
- Source
- 2024 verified records
- Pulled
- Oct 1, 2026
- LEI
- 549300YMIOLU51FSTO86
- Excluded
- 1,217 longer‑term (DSCR) loans
- Website
- Not yet verified
- Claim
- Work here? Claim this profile
Loans funded592024, terms of 36 months or less
Principal originated$19M2024, at origination
Median note rate211.49%7 counties reporting
Counties2413 states
Where the money went
New Jersey carried 33.9% of the year's loans. Every county with activity is in the ledger below.
Every county
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Philadelphia County, PA | 14 | 12.25% | |
| 02 | Essex County, NJ | 7 | 12.25% | |
| 03 | New Castle County, DE | 7 | 10.99% | |
| 04 | Cook County, IL | 3 | 10.99% | |
| 05 | Mercer County, NJ | 3 | 12.25% | |
| 06 | Miami-Dade County, FL | 3 | 11.49% | |
| 07 | Ocean County, NJ | 3 | 10.99% | |
| 08 | Camden County, NJ | 2 | — | |
| 09 | Passaic County, NJ | 2 | — | |
| 10 | Anderson County, SC | 1 | — | |
| 11 | Auglaize County, OH | 1 | — | |
| 12 | Bergen County, NJ | 1 | — | |
| 13 | Brevard County, FL | 1 | — | |
| 14 | Broward County, FL | 1 | — | |
| 15 | Durham County, NC | 1 | — | |
| 16 | Greenup County, KY | 1 | — | |
| 17 | Jefferson County, KY | 1 | — | |
| 18 | Lake County, IN | 1 | — | |
| 19 | Marion County, IN | 1 | — | |
| 20 | Monmouth County, NJ | 1 | — | |
| 21 | Montgomery County, AL | 1 | — | |
| 22 | Morris County, NJ | 1 | — | |
| 23 | Saratoga County, NY | 1 | — | |
| 24 | Wayne County, WV | 1 | — | |
| Total | 59 | 11.49%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.