Private & Hard Money Lenders in Pennsylvania
80 lenders funded 1,868 short-term investment-property loans ($807M) across Pennsylvania in 2024, at a median note rate of 10.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Pennsylvania by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 777 | 11.25% |
| 2 | Loan Funder LLC | 382 | 11.25% |
| 3 | RF Renovo Management Company, LLC | 55 | 10.50% |
| 4 | RPE Home, Inc | 52 | 12.00% |
| 5 | LendingOne LLC | 50 | 10.49% |
| 6 | Easy Street Capital LLC | 45 | 10.90% |
| 7 | LIMA ONE CAPITAL, LLC | 45 | 11.15% |
| 8 | VELOCITY COMMERCIAL CAPITAL LLC | 39 | 11.24% |
| 9 | Journey Bank | 37 | 8.00% |
| 10 | ABL RPC Residential Credit Acquisition LLC | 27 | 13.75% |
Pennsylvania hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Philadelphia County
34 lenders · 677 loans
Allegheny County
22 lenders · 204 loans
Delaware County
19 lenders · 147 loans
Montgomery County
13 lenders · 82 loans
Luzerne County
13 lenders · 69 loans
Lackawanna County
13 lenders · 68 loans
Monroe County
13 lenders · 52 loans
Berks County
10 lenders · 45 loans
Bucks County
11 lenders · 44 loans
Dauphin County
6 lenders · 38 loans
Westmoreland County
10 lenders · 38 loans
Chester County
11 lenders · 37 loans
Lehigh County
7 lenders · 34 loans
Northampton County
8 lenders · 34 loans
Lycoming County
3 lenders · 23 loans
York County
11 lenders · 23 loans
Pike County
7 lenders · 20 loans
Cumberland County
6 lenders · 18 loans
Blair County
6 lenders · 15 loans
Wayne County
5 lenders · 14 loans
Carbon County
6 lenders · 13 loans
Lancaster County
9 lenders · 13 loans
Columbia County
4 lenders · 12 loans
Fayette County
3 lenders · 12 loans
Lawrence County
5 lenders · 12 loans
Schuylkill County
6 lenders · 12 loans
Beaver County
7 lenders · 11 loans
Washington County
3 lenders · 10 loans
Clinton County
3 lenders · 8 loans
Adams County
3 lenders · 7 loans
Centre County
4 lenders · 7 loans
Mercer County
4 lenders · 6 loans
Northumberland County
3 lenders · 5 loans
Cambria County
4 lenders · 4 loans
Franklin County
4 lenders · 4 loans
Lebanon County
4 lenders · 4 loans
Bradford County
3 lenders · 3 loans
Erie County
3 lenders · 3 loans
Wyoming County
3 lenders · 3 loans
Limited 2024 activity (1–2 reporting lenders): Indiana County, Butler County, Somerset County, Clearfield County, Mifflin County, Montour County, Tioga County, Crawford County, Elk County, Jefferson County, Susquehanna County, Greene County, Huntingdon County, Potter County. These counties are typically served by the statewide lenders above.