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Lender directory

Private & Hard Money Lenders in Franklin County, PA

4 lenders funded 4 short-term investment-property loans in Franklin County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
4$1.4M
Median note rate
DSCR / rental loans
186

Franklin County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1UNITED BANK13
2LendingOne LLC11
3ABL RPC Residential Credit Acquisition LLC1
4RPE Home, Inc1

DSCR / long-term rental lenders in Franklin County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

Patriot FCU · 35Farmers and Merchants Trust Co · 24Nymeo Federal Credit Union · 22UNITED NATIONS FEDERAL CU · 12ACNB BANK · 11Archwest Funding · 11Community State Bank of Orbisonia · 7Orrstown Bank · 7United Wholesale Mortgage · 7Union Home Mortgage Corp. · 5GUARANTEED RATE, INC. · 4HORIZON FARM CREDIT, ACA · 4CROSSCOUNTRY MORTGAGE, LLC · 3CORNING CREDIT UNION · 2Direct Mortgage Loans, LLC · 2Integrity Home Mortgage Corporation · 2LOWER, LLC · 2PENNYMAC LOAN SERVICES LLC · 2SOMERSET TRUST COMPANY · 2VELOCITY COMMERCIAL CAPITAL LLC · 2
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Franklin Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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