United Bank

66th of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Virginia, North Carolina, Maryland and 4 more states.

Source: 2024 verified records
Pulled: Sep 1, 2026
LEI: 549300MKOZ81ZWTNKB12
Excluded: 344 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded1142024, terms of 36 months or less

Principal originated$115M2024, at origination

Median note rate²8.50%12 counties reporting

Counties467 states

Where the money went

Virginia carried 40.4% of the year's loans; the three busiest counties — Arlington, Fairfax, Washington — carried 28.1% between them. The 25 in the ledger below account for 81.6% of 114.

1510loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	Arlington County, VA	14	12.3%	$14M	8.50%	0.00
02	Fairfax County, VA	10	8.8%	$16M	8.25%	−0.25
03	Washington County, MD	8	7.0%	$3M	9.50%	+1.00
04	Mecklenburg County, NC	7	6.1%	$20M	8.75%	+0.25
05	Montgomery County, MD	7	6.1%	$10M	8.50%	0.00
06	Brunswick County, NC	6	5.3%	$4M	8.50%	0.00
07	District of Columbia, DC	4	3.5%	$4M	8.50%	0.00
08	Greenville County, SC	3	2.6%	$695K	8.00%	−0.50
09	Hanover County, VA	3	2.6%	$935K	9.25%	+0.75
10	Henrico County, VA	3	2.6%	$915K	8.75%	+0.25
11	Monongalia County, WV	3	2.6%	$515K	9.50%	+1.00
12	Wake County, NC	3	2.6%	$3M	7.40%	−1.10
13	Chesterfield County, VA	2	1.8%	$720K	—	—
14	Fayette County, PA	2	1.8%	$310K	—	—
15	Gaston County, NC	2	1.8%	$2M	—	—
16	Horry County, SC	2	1.8%	$2M	—	—
17	Lynchburg City, VA	2	1.8%	$4M	—	—
18	New Hanover County, NC	2	1.8%	$5M	—	—
19	Richmond City, VA	2	1.8%	$640K	—	—
20	Rockingham County, VA	2	1.8%	$1M	—	—
21	Rutherford County, NC	2	1.8%	$520K	—	—
22	Albemarle County, VA	1	0.9%	$1M	—	—
23	Bedford County, VA	1	0.9%	$315K	—	—
24	Berkeley County, WV	1	0.9%	$225K	—	—
25	Carteret County, NC	1	0.9%	$475K	—	—
	Top 25 of 46	93	81.6%	$96M	8.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.