Private & Hard Money Lenders in Horry County, SC
18 lenders funded 94 short-term investment-property loans in Horry County in 2024 at a median rate of 11.20%. Ranked by verified loan volume — not paid placement.
Horry County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 20 | 11.99% | 1 |
| 2 | Anderson Brothers Bank | 18 | 8.25% | 87 |
| 3 | KIAVI FUNDING, INC. | 16 | 11.70% | 5 |
| 4 | LIMA ONE CAPITAL, LLC | 15 | 11.20% | 1 |
| 5 | Genesis Capital, LLC | 6 | 8.00% | — |
| 6 | Easy Street Capital LLC | 3 | 10.90% | — |
| 7 | COASTAL CAROLINA NATIONAL BANK | 2 | — | 90 |
| 8 | UNITED BANK | 2 | — | 5 |
| 9 | Ice Lender Holdings LLC | 2 | — | 1 |
| 10 | RPE Home, Inc | 2 | — | — |
| 11 | Hometown Equity Mortgage, LLC | 1 | — | 13 |
| 12 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 7 |
| 13 | UNITED COMMUNITY BANK | 1 | — | 6 |
| 14 | First Palmetto Bank | 1 | — | 5 |
| 15 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 4 |
| 16 | BPL Mortgage, LLC | 1 | — | 3 |
| 17 | Temple View Capital Funding LP | 1 | — | 1 |
| 18 | INDEPENDENT BANK | 1 | — | — |
DSCR / long-term rental lenders in Horry County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Horry County in 2024 verified lending records — 94 loans totaling $45.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Horry County's active lenders was 11.20% in 2024, with per-lender medians ranging from 8.00% to 11.99%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.