United Community Bank

132nd of 889 lenders by loans funded, 2024¹

Short‑term investment‑property lender, active across Georgia, South Carolina, Tennessee and 3 more states.

Source: 2024 verified records
Pulled: Oct 1, 2026
LEI: T68X8LLAQYRNDV034K14
Excluded: 99 longer‑term (DSCR) loans
Website: Not yet verified
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Loans funded572024, terms of 36 months or less

Principal originated$52M2024, at origination

Median note rate²8.50%3 counties reporting

Counties326 states

Where the money went

Georgia carried 63.2% of the year's loans; the three busiest counties — White, Chatham, Greenville — carried 42.1% between them. The 25 in the ledger below account for 87.7% of 57.

1510loans in a countythe three busiest countiesstates with loansthe three lead states

The 25 busiest counties

Ranked by loans funded in 2024. Each links to the county's full lender directory.

#	County	Loans	Share	Principal	Median rate²	vs. lender²
01	White County, GA	13	22.8%	$695K	10.00%	+1.50
02	Chatham County, GA	8	14.0%	$9M	8.25%	−0.25
03	Greenville County, SC	3	5.3%	$1M	8.50%	0.00
04	Bartow County, GA	2	3.5%	$540K	—	—
05	Broward County, FL	2	3.5%	$15M	—	—
06	Davidson County, TN	2	3.5%	$3M	—	—
07	Fannin County, GA	2	3.5%	$810K	—	—
08	Banks County, GA	1	1.8%	$655K	—	—
09	Charleston County, SC	1	1.8%	$395K	—	—
10	Clarke County, GA	1	1.8%	$45K	—	—
11	Colbert County, AL	1	1.8%	$5M	—	—
12	Effingham County, GA	1	1.8%	$655K	—	—
13	Elbert County, GA	1	1.8%	$155K	—	—
14	Gilmer County, GA	1	1.8%	$265K	—	—
15	Gordon County, GA	1	1.8%	$435K	—	—
16	Hall County, GA	1	1.8%	$295K	—	—
17	Hamilton County, TN	1	1.8%	$255K	—	—
18	Horry County, SC	1	1.8%	$355K	—	—
19	Johnston County, NC	1	1.8%	$105K	—	—
20	Knox County, TN	1	1.8%	$325K	—	—
21	Lauderdale County, AL	1	1.8%	$135K	—	—
22	Miami-Dade County, FL	1	1.8%	$3M	—	—
23	Morgan County, AL	1	1.8%	$265K	—	—
24	Palm Beach County, FL	1	1.8%	$235K	—	—
25	Paulding County, GA	1	1.8%	$755K	—	—
	Top 25 of 32	50	87.7%	$44M	8.50%lender median

1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.