Private & Hard Money Lenders in Paulding County, GA
11 lenders funded 43 short-term investment-property loans in Paulding County in 2024 at a median rate of 11.70%. Ranked by verified loan volume — not paid placement.
Paulding County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 22 | 11.24% | 1 |
| 2 | LendingOne LLC | 4 | 9.99% | — |
| 3 | Loan Funder LLC | 3 | 11.75% | 2 |
| 4 | LIMA ONE CAPITAL, LLC | 3 | 11.70% | 1 |
| 5 | ABL RPC Residential Credit Acquisition LLC | 2 | — | — |
| 6 | Dominion Financial Services, LLC | 2 | — | — |
| 7 | Easy Street Capital LLC | 2 | — | — |
| 8 | Merchants Bank of Indiana | 2 | — | — |
| 9 | RENASANT BANK | 1 | — | — |
| 10 | Sundae Funding | 1 | — | — |
| 11 | UNITED COMMUNITY BANK | 1 | — | — |
DSCR / long-term rental lenders in Paulding County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Paulding County in 2024 verified lending records — 43 loans totaling $27.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Paulding County's active lenders was 11.70% in 2024, with per-lender medians ranging from 9.99% to 11.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.