Private & Hard Money Lenders in South Carolina
61 lenders funded 1,039 short-term investment-property loans ($685M) across South Carolina in 2024, at a median note rate of 9.00%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in South Carolina by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 341 | 11.50% |
| 2 | Loan Funder LLC | 150 | 11.25% |
| 3 | LIMA ONE CAPITAL, LLC | 118 | 11.00% |
| 4 | ABL RPC Residential Credit Acquisition LLC | 70 | 12.88% |
| 5 | Anderson Brothers Bank | 30 | 8.75% |
| 6 | LendingOne LLC | 23 | 9.99% |
| 7 | First Ciitizens Bank and Trust | 22 | 6.70% |
| 8 | RPE Home, Inc | 22 | 11.75% |
| 9 | Dominion Financial Services, LLC | 21 | 11.00% |
| 10 | Easy Street Capital LLC | 17 | 10.90% |
South Carolina hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Richland County
24 lenders · 139 loans
Greenville County
21 lenders · 120 loans
Spartanburg County
12 lenders · 107 loans
Horry County
18 lenders · 94 loans
Lexington County
15 lenders · 63 loans
York County
16 lenders · 62 loans
Charleston County
22 lenders · 61 loans
Anderson County
9 lenders · 56 loans
Aiken County
15 lenders · 36 loans
Beaufort County
17 lenders · 31 loans
Florence County
8 lenders · 25 loans
Pickens County
10 lenders · 24 loans
Dorchester County
4 lenders · 23 loans
Georgetown County
10 lenders · 19 loans
Laurens County
7 lenders · 19 loans
Berkeley County
6 lenders · 18 loans
Orangeburg County
9 lenders · 18 loans
Lancaster County
6 lenders · 15 loans
Oconee County
8 lenders · 15 loans
Chester County
3 lenders · 14 loans
Sumter County
8 lenders · 14 loans
Cherokee County
4 lenders · 10 loans
Greenwood County
4 lenders · 9 loans
Colleton County
4 lenders · 7 loans
Kershaw County
4 lenders · 7 loans
Darlington County
3 lenders · 4 loans
Newberry County
3 lenders · 4 loans
Limited 2024 activity (1–2 reporting lenders): Chesterfield County, Marion County, Barnwell County, Edgefield County, Abbeville County, Allendale County, Clarendon County, Dillon County, Fairfield County, Hampton County, Jasper County, Lee County, Union County, Williamsburg County. These counties are typically served by the statewide lenders above.