Private & Hard Money Lenders in Oconee County, SC
8 lenders funded 15 short-term investment-property loans in Oconee County in 2024 at a median rate of 10.70%. Ranked by verified loan volume — not paid placement.
Oconee County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 6 | 10.70% | 1 |
| 2 | LendingOne LLC | 3 | 9.99% | 6 |
| 3 | Conventus Lending LLC | 1 | — | 1 |
| 4 | First Ciitizens Bank and Trust | 1 | — | 1 |
| 5 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 6 | Temple View Capital Funding LP | 1 | — | 1 |
| 7 | Dominion Financial Services, LLC | 1 | — | — |
| 8 | GREENVILLE FEDERAL CREDIT UNION | 1 | — | — |
DSCR / long-term rental lenders in Oconee County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Oconee County in 2024 verified lending records — 15 loans totaling $6.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Oconee County's active lenders was 10.70% in 2024, with per-lender medians ranging from 9.99% to 10.70%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.