First Ciitizens Bank and Trust
78th of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across North Carolina, South Carolina, Virginia and 12 more states.
- Source
- 2024 verified records
- Pulled
- Sep 1, 2026
- LEI
- L9VVX1KT5TFTKS0MLF66
- Excluded
- 476 longer‑term (DSCR) loans
- Website
- Not yet verified
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Loans funded932024, terms of 36 months or less
Principal originated$157M2024, at origination
Median note rate26.70%7 counties reporting
Counties5615 states
Where the money went
North Carolina carried 36.6% of the year's loans; the three busiest counties — Greenwood, Milwaukee, Onslow — carried 19.4% between them. The 25 in the ledger below account for 66.7% of 93.
The 25 busiest counties
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Greenwood County, SC | 6 | 6.70% | |
| 02 | Milwaukee County, WI | 6 | 6.65% | |
| 03 | Onslow County, NC | 6 | 6.75% | |
| 04 | Carteret County, NC | 4 | 6.65% | |
| 05 | Forsyth County, NC | 4 | 6.95% | |
| 06 | Richland County, SC | 4 | 6.70% | |
| 07 | Pitt County, NC | 3 | 6.75% | |
| 08 | Albemarle County, VA | 2 | — | |
| 09 | Buncombe County, NC | 2 | — | |
| 10 | Catawba County, NC | 2 | — | |
| 11 | Danville City, VA | 2 | — | |
| 12 | Franklin County, GA | 2 | — | |
| 13 | Georgetown County, SC | 2 | — | |
| 14 | Lexington County, SC | 2 | — | |
| 15 | Moore County, NC | 2 | — | |
| 16 | New Hanover County, NC | 2 | — | |
| 17 | Newberry County, SC | 2 | — | |
| 18 | Williamson County, TX | 2 | — | |
| 19 | Alachua County, FL | 1 | — | |
| 20 | Anderson County, SC | 1 | — | |
| 21 | Ashe County, NC | 1 | — | |
| 22 | Beaufort County, SC | 1 | — | |
| 23 | Bladen County, NC | 1 | — | |
| 24 | Blount County, TN | 1 | — | |
| 25 | Botetourt County, VA | 1 | — | |
| Top 25 of 56 | 62 | 6.70%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.