Private & Hard Money Lenders in Blount County, TN
13 lenders funded 39 short-term investment-property loans in Blount County in 2024 at a median rate of 10.35%. Ranked by verified loan volume — not paid placement.
Blount County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 10 | 11.49% | 1 |
| 2 | RENASANT BANK | 8 | 8.50% | 4 |
| 3 | SmartBank | 3 | 8.75% | 7 |
| 4 | LIMA ONE CAPITAL, LLC | 3 | 10.35% | 2 |
| 5 | SIMMONS BANK | 3 | 8.50% | 1 |
| 6 | Dominion Financial Services, LLC | 3 | 12.00% | — |
| 7 | ABL RPC Residential Credit Acquisition LLC | 2 | — | — |
| 8 | SouthEast Bank | 2 | — | — |
| 9 | LendingOne LLC | 1 | — | 1 |
| 10 | Easy Street Capital LLC | 1 | — | — |
| 11 | First Ciitizens Bank and Trust | 1 | — | — |
| 12 | Investmark Mortgage LLC | 1 | — | — |
| 13 | ORNL FEDERAL CREDIT UNION | 1 | — | — |
DSCR / long-term rental lenders in Blount County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Blount County in 2024 verified lending records — 39 loans totaling $13.8M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Blount County's active lenders was 10.35% in 2024, with per-lender medians ranging from 8.50% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.