Private & Hard Money Lenders in Beaufort County, SC
17 lenders funded 31 short-term investment-property loans in Beaufort County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Beaufort County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 6 | 10.75% | — |
| 2 | LIMA ONE CAPITAL, LLC | 6 | 11.80% | — |
| 3 | Loan Funder LLC | 3 | 10.99% | 1 |
| 4 | Queensborough National Bank and Trust | 2 | — | — |
| 5 | Temple View Capital Funding LP | 2 | — | — |
| 6 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 1 |
| 7 | COASTAL CAROLINA NATIONAL BANK | 1 | — | 1 |
| 8 | First Ciitizens Bank and Trust | 1 | — | 1 |
| 9 | SYNOVUS BANK | 1 | — | 1 |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 1 |
| 11 | BPL Mortgage, LLC | 1 | — | — |
| 12 | Dominion Financial Services, LLC | 1 | — | — |
| 13 | Guaranty Bank | 1 | — | — |
| 14 | LendingOne LLC | 1 | — | — |
| 15 | RPE Home, Inc | 1 | — | — |
| 16 | STOCK YARDS BANK & TRUST COMPANY | 1 | — | — |
| 17 | TowneBank | 1 | — | — |
DSCR / long-term rental lenders in Beaufort County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
17 lenders reported short-term, business-purpose investment loans in Beaufort County in 2024 verified lending records — 31 loans totaling $110.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Beaufort County's active lenders was 10.99% in 2024, with per-lender medians ranging from 10.75% to 11.80%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.