Private & Hard Money Lenders in Anderson County, SC
9 lenders funded 56 short-term investment-property loans in Anderson County in 2024 at a median rate of 11.90%. Ranked by verified loan volume — not paid placement.
Anderson County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 23 | 11.20% | 14 |
| 2 | ABL RPC Residential Credit Acquisition LLC | 12 | 13.13% | — |
| 3 | LIMA ONE CAPITAL, LLC | 9 | 10.20% | 3 |
| 4 | Loan Funder LLC | 7 | 11.90% | 3 |
| 5 | First Ciitizens Bank and Trust | 1 | — | 2 |
| 6 | Constructive Loans LLC | 1 | — | — |
| 7 | Genesis Capital, LLC | 1 | — | — |
| 8 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 9 | SERVISFIRST BANK | 1 | — | — |
DSCR / long-term rental lenders in Anderson County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
9 lenders reported short-term, business-purpose investment loans in Anderson County in 2024 verified lending records — 56 loans totaling $20.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Anderson County's active lenders was 11.90% in 2024, with per-lender medians ranging from 10.20% to 13.13%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.