How many hard money lenders are active in Milwaukee County?

38 lenders reported short-term, business-purpose investment loans in Milwaukee County in 2024 verified lending records — 216 loans totaling $128.7M. Smaller local lenders below public reporting thresholds may also operate here.

What do hard money loans cost in Milwaukee County?

The median note rate across Milwaukee County's active lenders was 8.50% in 2024, with per-lender medians ranging from 6.65% to 12.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.

Lender directory

Private & Hard Money Lenders in Milwaukee County, WI

38 lenders funded 216 short-term investment-property loans in Milwaukee County in 2024 at a median rate of 8.50%. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01

Hard money loans (2024)

216$128.7M

Median note rate

8.50%6.7–12.3%

DSCR / rental loans

1,334

Milwaukee County hard money lenders by 2024 loan count

#	Lender	Hard money loans	Median rate	DSCR loans
1	KIAVI FUNDING, INC.	57	11.45%	22
2	Loan Funder LLC	22	11.25%	25
3	Summit Credit Union	18	8.50%	53
4	TRI CITY NATIONAL BANK	12	7.50%	33
5	Dominion Financial Services, LLC	12	11.00%	26
6	Peoples State Bank	9	7.70%	21
7	VERVE, A CREDIT UNION	8	7.75%	13
8	First Ciitizens Bank and Trust	6	6.65%	14
9	Conventus Lending LLC	6	10.49%	3
10	Landmark Credit Union	5	6.70%	57
11	HORICON BANK	5	7.65%	2
12	VELOCITY COMMERCIAL CAPITAL LLC	4	12.25%	45
13	Old National Bank	4	8.50%	23
14	IXONIA BANK	4	7.25%	21
15	RPE Home, Inc	4	12.00%	—
16	US BANK, N.A.	3	7.22%	12
17	Archwest Funding	3	11.99%	3
18	NATIONAL EXCHANGE BANK & TRUST	3	7.75%	1
19	Nicolet National Bank	3	7.50%	1
20	Easy Street Capital LLC	3	10.90%	—
21	American Heritage Lending, LLC	2	—	48
22	LendingOne LLC	2	—	39
23	LIMA ONE CAPITAL, LLC	2	—	22
24	JOHNSON BANK	2	—	17
25	ABL RPC Residential Credit Acquisition LLC	2	—	2
26	212 Loans, LLC	2	—	—
27	FIRST NATIONAL BANK AND TRUST	2	—	—
28	WAUKESHA STATE BANK	1	—	22
29	North Shore Bank	1	—	11
30	Great Midwest Bank SSB	1	—	10
31	Fox Communities Credit Union	1	—	4
32	KOHLER CREDIT UNION	1	—	2
33	ADVIA CREDIT UNION	1	—	—
34	BANK FIRST N.A.	1	—	—
35	Carrollton Bank	1	—	—
36	Citibank, NA	1	—	—
37	Genesis Capital, LLC	1	—	—
38	Midland States Bank	1	—	—

DSCR / long-term rental lenders in Milwaukee County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

EDUCATORS CREDIT UNION · 81United Wholesale Mortgage · 79HomeXpress Mortgage Corp. · 60Constructive Loans LLC · 40Bank Five Nine · 31BPL Mortgage, LLC · 31FAIRWAY INDEPENDENT MORT CORP · 31CMG MORTGAGE INC · 27GUILD MORTGAGE COMPANY · 26CROSSCOUNTRY MORTGAGE, LLC · 20Hometown Equity Mortgage, LLC · 17OCMBC, INC. · 17Citadel Servicing Corporation · 16GUARANTEED RATE, INC. · 16Associated Bank NA · 15JPMorgan Chase Bank, NA · 12Kind Lending, LLC · 11American Pacific Mortgage Corporation · 9THE EQUITABLE BANK SSB · 9PLANET HOME LENDING, LLC · 8

Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Milwaukee Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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