Private & Hard Money Lenders in Aiken County, SC
15 lenders funded 36 short-term investment-property loans in Aiken County in 2024 at a median rate of 11.50%. Ranked by verified loan volume — not paid placement.
Aiken County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 12 | 11.50% | 3 |
| 2 | SECURITY FEDERAL BANK | 5 | 8.25% | 5 |
| 3 | Dominion Financial Services, LLC | 4 | 11.00% | 4 |
| 4 | Loan Funder LLC | 3 | 12.50% | — |
| 5 | Assurance Financial Group, L.L.C. | 2 | — | 2 |
| 6 | LIMA ONE CAPITAL, LLC | 1 | — | 5 |
| 7 | Queensborough National Bank and Trust | 1 | — | 5 |
| 8 | BPL Mortgage, LLC | 1 | — | 4 |
| 9 | SRP Federal Credit Union | 1 | — | 4 |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 3 |
| 11 | American Heritage Lending, LLC | 1 | — | 2 |
| 12 | SYNOVUS BANK | 1 | — | 2 |
| 13 | First Community Bank | 1 | — | 1 |
| 14 | Easy Street Capital LLC | 1 | — | — |
| 15 | Merchants Mortgage & Trust Corporation | 1 | — | — |
DSCR / long-term rental lenders in Aiken County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
15 lenders reported short-term, business-purpose investment loans in Aiken County in 2024 verified lending records — 36 loans totaling $7.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Aiken County's active lenders was 11.50% in 2024, with per-lender medians ranging from 8.25% to 12.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.