Private & Hard Money Lenders in York County, SC
16 lenders funded 62 short-term investment-property loans in York County in 2024 at a median rate of 11.50%. Ranked by verified loan volume — not paid placement.
York County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 28 | 11.50% | 4 |
| 2 | Loan Funder LLC | 11 | 11.50% | 3 |
| 3 | LIMA ONE CAPITAL, LLC | 6 | 11.05% | 5 |
| 4 | SouthState Bank, N.A. | 2 | — | 4 |
| 5 | ABL RPC Residential Credit Acquisition LLC | 2 | — | 1 |
| 6 | Dominion Financial Services, LLC | 2 | — | — |
| 7 | RF Renovo Management Company, LLC | 2 | — | — |
| 8 | BPL Mortgage, LLC | 1 | — | 4 |
| 9 | First Ciitizens Bank and Trust | 1 | — | 2 |
| 10 | UNITED BANK | 1 | — | 2 |
| 11 | Conventus Lending LLC | 1 | — | — |
| 12 | Easy Street Capital LLC | 1 | — | — |
| 13 | INDEPENDENT BANK | 1 | — | — |
| 14 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 15 | RPE Home, Inc | 1 | — | — |
| 16 | UNITED COMMUNITY BANK | 1 | — | — |
DSCR / long-term rental lenders in York County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
16 lenders reported short-term, business-purpose investment loans in York County in 2024 verified lending records — 62 loans totaling $19.5M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across York County's active lenders was 11.50% in 2024, with per-lender medians ranging from 11.05% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.