Private & Hard Money Lenders in Florence County, SC
8 lenders funded 25 short-term investment-property loans in Florence County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
Florence County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 6 | 11.70% | 4 |
| 2 | Anderson Brothers Bank | 5 | 8.75% | 8 |
| 3 | ABL RPC Residential Credit Acquisition LLC | 4 | 12.88% | — |
| 4 | First Reliance Bank | 3 | 9.00% | 12 |
| 5 | Loan Funder LLC | 3 | 11.25% | — |
| 6 | Easy Street Capital LLC | 2 | — | — |
| 7 | Arthur State Bank | 1 | — | — |
| 8 | Dominion Financial Services, LLC | 1 | — | — |
DSCR / long-term rental lenders in Florence County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
8 lenders reported short-term, business-purpose investment loans in Florence County in 2024 verified lending records — 25 loans totaling $6.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Florence County's active lenders was 11.25% in 2024, with per-lender medians ranging from 8.75% to 12.88%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.