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Lender directory

Private & Hard Money Lenders in Rockingham County, VA

6 lenders funded 8 short-term investment-property loans in Rockingham County in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
8$2.4M
Median note rate
DSCR / rental loans
74

Rockingham County hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1UNITED BANK22
2KIAVI FUNDING, INC.2
3LIMA ONE CAPITAL, LLC16
4THE FIRST BANK & TRUST COMPANY12
5City National Bank of WV1
6Conventus Lending LLC1

DSCR / long-term rental lenders in Rockingham County

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

FARMERS & MERCHANTS BANK · 11PARK VIEW FEDERAL CREDIT UNION · 7Integrity Home Mortgage Corporation · 4Cornerstone First Mortgage · 3DUPONT COMMUNITY CREDIT UNION · 3Hometown Equity Mortgage, LLC · 3SUMMIT COMMUNITY BANK, INC · 3Virginia Federal Credit Union · 3BURKE & HERBERT BK & TR CO · 2FAIRWAY INDEPENDENT MORT CORP · 2PENNYMAC LOAN SERVICES LLC · 2United Wholesale Mortgage · 2All Credit Considered Mortgage, Inc. · 1Ameris Bank · 1AmWest Funding Corp · 1ATLANTIC COAST MORTGAGE, LLC · 1Atlantic Union Bank · 1C&F MORTGAGE CORP · 1Direct Mortgage Loans, LLC · 1EMPORIUM TPO LLC · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Rockingham Countywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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