The First Bank & Trust Company
145th of 889 lenders by loans funded, 20241
Short‑term investment‑property lender, active across Virginia, Tennessee, North Carolina and 1 more state.
- Source
- 2024 verified records
- Pulled
- Oct 1, 2026
- LEI
- 549300V6LKROCIL7OI49
- Excluded
- 160 longer‑term (DSCR) loans
- Website
- Not yet verified
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- Work here? Claim this profile
Loans funded492024, terms of 36 months or less
Principal originated$10M2024, at origination
Median note rate28.50%7 counties reporting
Counties314 states
Where the money went
Virginia carried 69.4% of the year's loans; the three busiest counties — Lynchburg, Staunton, Sullivan — carried 24.5% between them. The 25 in the ledger below account for 87.8% of 49.
The 25 busiest counties
Ranked by loans funded in 2024. Each links to the county's full lender directory.
| # | County | Loans | Median rate2 | |
|---|---|---|---|---|
| 01 | Lynchburg City, VA | 4 | 8.50% | |
| 02 | Staunton City, VA | 4 | 8.50% | |
| 03 | Sullivan County, TN | 4 | 8.75% | |
| 04 | Carter County, TN | 3 | 9.00% | |
| 05 | Montgomery County, VA | 3 | 8.25% | |
| 06 | Russell County, VA | 3 | 8.50% | |
| 07 | Washington County, TN | 3 | 8.75% | |
| 08 | Waynesboro City, VA | 2 | — | |
| 09 | Appomattox County, VA | 1 | — | |
| 10 | Ashe County, NC | 1 | — | |
| 11 | Augusta County, VA | 1 | — | |
| 12 | Bedford County, VA | 1 | — | |
| 13 | Brevard County, FL | 1 | — | |
| 14 | Bristol City, VA | 1 | — | |
| 15 | Campbell County, VA | 1 | — | |
| 16 | Carroll County, VA | 1 | — | |
| 17 | Floyd County, VA | 1 | — | |
| 18 | Louisa County, VA | 1 | — | |
| 19 | McDowell County, NC | 1 | — | |
| 20 | Nelson County, VA | 1 | — | |
| 21 | Pittsylvania County, VA | 1 | — | |
| 22 | Powhatan County, VA | 1 | — | |
| 23 | Pulaski County, VA | 1 | — | |
| 24 | Roane County, TN | 1 | — | |
| 25 | Roanoke City, VA | 1 | — | |
| Top 25 of 31 | 43 | 8.50%lender median |
- 1Loans are originated, business-purpose loans on investment properties with terms of 36 months or less, from 2024 verified public lending records. Counts are per county of the secured property; activity below public reporting thresholds may not appear. Ranking is by loans funded among every lender on record; it is not an endorsement, and placement is never paid.
- 2Rates are per-county medians of disclosed note rates; the lender-wide figure is the median of those. “vs. lender” is the county median less the lender median, in percentage points; differences under 0.25 points are set in grey.