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Private & Hard Money Lenders in Waynesboro city, VA

3 lenders funded 5 short-term investment-property loans in Waynesboro city in 2024. Ranked by verified loan volume — not paid placement.

2024 verified lending records·Pulled 2026-09-01
Hard money loans (2024)
5$815,000
Median note rate
DSCR / rental loans
28

Waynesboro city hard money lenders by 2024 loan count

#LenderHard money loansMedian rateDSCR loans
1THE FIRST BANK & TRUST COMPANY23
2KIAVI FUNDING, INC.2
3Easy Street Capital LLC1

DSCR / long-term rental lenders in Waynesboro city

These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.

DUPONT COMMUNITY CREDIT UNION · 9City National Bank of WV · 4Carter Bank and Trust · 3CMG MORTGAGE INC · 2American Heritage Lending, LLC · 1C&F MORTGAGE CORP · 1FARMERS & MERCHANTS BANK · 1PARK VIEW FEDERAL CREDIT UNION · 1Presidential Bank, FSB · 1Resicentral LLC · 1United Wholesale Mortgage · 1
Methodology

Counts come from 2024 verified public lending records: originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products that define hard money. Longer-term business-purpose loans are shown separately as DSCR/rental lending. Median rates are published only where at least 3 loans disclosed one.

Smaller local lenders below public reporting thresholds may be active in Waynesboro citywithout appearing here. Rankings are never paid placement.

Frequently asked questions

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