Private & Hard Money Lenders in Staunton city, VA
4 lenders funded 10 short-term investment-property loans in Staunton city in 2024 at a median rate of 9.95%. Ranked by verified loan volume — not paid placement.
Staunton city hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | THE FIRST BANK & TRUST COMPANY | 4 | 8.50% | 2 |
| 2 | KIAVI FUNDING, INC. | 3 | 9.95% | — |
| 3 | City National Bank of WV | 2 | — | 11 |
| 4 | American Heritage Lending, LLC | 1 | — | — |
DSCR / long-term rental lenders in Staunton city
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
4 lenders reported short-term, business-purpose investment loans in Staunton city in 2024 verified lending records — 10 loans totaling $2.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Staunton city's active lenders was 9.95% in 2024, with per-lender medians ranging from 8.50% to 9.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.