Private & Hard Money Lenders in Maryland
38 lenders funded 1,079 short-term investment-property loans ($327M) across Maryland in 2024, at a median note rate of 10.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in Maryland by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 404 | 11.25% |
| 2 | Loan Funder LLC | 171 | 11.00% |
| 3 | Dominion Financial Services, LLC | 139 | 11.00% |
| 4 | RF Renovo Management Company, LLC | 95 | 10.25% |
| 5 | LIMA ONE CAPITAL, LLC | 53 | 9.97% |
| 6 | Temple View Capital Funding LP | 37 | 10.50% |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 21 | 10.74% |
| 8 | Genesis Capital, LLC | 18 | 10.00% |
| 9 | RPE Home, Inc | 15 | 11.75% |
| 10 | Sandy Spring Bank | 15 | 8.50% |
Maryland hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Baltimore city
16 lenders · 436 loans
Prince George's County
18 lenders · 165 loans
Baltimore County
16 lenders · 136 loans
Anne Arundel County
11 lenders · 65 loans
Montgomery County
16 lenders · 56 loans
Harford County
8 lenders · 41 loans
Charles County
11 lenders · 24 loans
Wicomico County
4 lenders · 23 loans
Washington County
7 lenders · 18 loans
Calvert County
7 lenders · 15 loans
St. Mary's County
4 lenders · 14 loans
Carroll County
5 lenders · 13 loans
Frederick County
6 lenders · 13 loans
Howard County
5 lenders · 13 loans
Cecil County
4 lenders · 10 loans
Dorchester County
4 lenders · 6 loans
Queen Anne's County
4 lenders · 6 loans
Worcester County
6 lenders · 6 loans
Kent County
3 lenders · 5 loans
Limited 2024 activity (1–2 reporting lenders): Somerset County, Talbot County, Caroline County, Allegany County, Garrett County. These counties are typically served by the statewide lenders above.