Private & Hard Money Lenders in Charles County, MD
11 lenders funded 24 short-term investment-property loans in Charles County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Charles County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 6 | 11.49% | 3 |
| 2 | Temple View Capital Funding LP | 5 | 10.50% | — |
| 3 | Dominion Financial Services, LLC | 4 | 11.00% | — |
| 4 | RF Renovo Management Company, LLC | 2 | — | — |
| 5 | TRUIST BANK | 1 | — | 2 |
| 6 | ABL RPC Residential Credit Acquisition LLC | 1 | — | — |
| 7 | Arbor Realty Trust, Inc. | 1 | — | — |
| 8 | LIMA ONE CAPITAL, LLC | 1 | — | — |
| 9 | Loan Funder LLC | 1 | — | — |
| 10 | Sandy Spring Bank | 1 | — | — |
| 11 | WESBANCO BANK, INC. | 1 | — | — |
DSCR / long-term rental lenders in Charles County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Charles County in 2024 verified lending records — 24 loans totaling $35.7M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Charles County's active lenders was 11.00% in 2024, with per-lender medians ranging from 10.50% to 11.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.