Private & Hard Money Lenders in West Virginia
19 lenders funded 91 short-term investment-property loans ($70M) across West Virginia in 2024, at a median note rate of 9.50%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in West Virginia by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | City National Bank of WV | 25 | 8.50% |
| 2 | Loan Funder LLC | 16 | 10.99% |
| 3 | KIAVI FUNDING, INC. | 11 | 11.49% |
| 4 | BURKE & HERBERT BK & TR CO | 9 | — |
| 5 | SUMMIT COMMUNITY BANK, INC | 6 | 9.50% |
| 6 | UNITED BANK | 6 | 9.50% |
| 7 | CLEAR MOUNTAIN BANK | 4 | — |
| 8 | Community Trust Bank, Inc. | 2 | — |
| 9 | WESBANCO BANK, INC. | 2 | — |
| 10 | American Heritage Lending, LLC | 1 | — |
West Virginia hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Kanawha County
8 lenders · 13 loans
Monongalia County
7 lenders · 12 loans
Berkeley County
5 lenders · 9 loans
Cabell County
5 lenders · 8 loans
Putnam County
5 lenders · 5 loans
Limited 2024 activity (1–2 reporting lenders): Raleigh County, Greenbrier County, Ohio County, Wood County, Fayette County, Harrison County, Jefferson County, Marion County, Mercer County, Grant County, Hampshire County, Marshall County, Mason County, Monroe County, Pendleton County, Wayne County. These counties are typically served by the statewide lenders above.