Private & Hard Money Lenders in Bucks County, PA
11 lenders funded 44 short-term investment-property loans in Bucks County in 2024 at a median rate of 10.75%. Ranked by verified loan volume — not paid placement.
Bucks County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 21 | 10.95% | 2 |
| 2 | Loan Funder LLC | 5 | 10.75% | 1 |
| 3 | RF Renovo Management Company, LLC | 4 | 10.00% | 1 |
| 4 | Penn Community Bank | 3 | 8.50% | 22 |
| 5 | AMERICAN HERITAGE FEDERAL CREDIT UNION | 3 | — | 9 |
| 6 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 8 |
| 7 | Dominion Financial Services, LLC | 2 | — | — |
| 8 | Meridian Bank | 1 | — | 7 |
| 9 | CITIZENS & NORTHERN BANK | 1 | — | 3 |
| 10 | Mid Penn Bank | 1 | — | 2 |
| 11 | American Heritage Lending, LLC | 1 | — | — |
DSCR / long-term rental lenders in Bucks County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Bucks County in 2024 verified lending records — 44 loans totaling $14.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Bucks County's active lenders was 10.75% in 2024, with per-lender medians ranging from 8.50% to 10.95%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.