Private & Hard Money Lenders in Montgomery County, PA
13 lenders funded 82 short-term investment-property loans in Montgomery County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Montgomery County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 36 | 11.75% | 8 |
| 2 | Loan Funder LLC | 13 | 11.25% | — |
| 3 | LIMA ONE CAPITAL, LLC | 8 | 9.70% | 7 |
| 4 | Easy Street Capital LLC | 6 | 10.90% | — |
| 5 | LendingOne LLC | 4 | 9.75% | 13 |
| 6 | AMERICAN HERITAGE FEDERAL CREDIT UNION | 3 | 5.99% | 40 |
| 7 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 9 |
| 8 | ABL RPC Residential Credit Acquisition LLC | 2 | — | 4 |
| 9 | Meridian Bank | 2 | — | 1 |
| 10 | Mid Penn Bank | 2 | — | 1 |
| 11 | RF Renovo Management Company, LLC | 2 | — | 1 |
| 12 | TruMark Financial Credit Union | 1 | — | 4 |
| 13 | FRANKLIN MINT FEDERAL CREDIT UNION | 1 | — | 1 |
DSCR / long-term rental lenders in Montgomery County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
13 lenders reported short-term, business-purpose investment loans in Montgomery County in 2024 verified lending records — 82 loans totaling $30.3M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Montgomery County's active lenders was 10.90% in 2024, with per-lender medians ranging from 5.99% to 11.75%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.