Private & Hard Money Lenders in Delaware County, PA
19 lenders funded 147 short-term investment-property loans in Delaware County in 2024 at a median rate of 10.90%. Ranked by verified loan volume — not paid placement.
Delaware County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 89 | 11.49% | 43 |
| 2 | Loan Funder LLC | 11 | 11.25% | 20 |
| 3 | LendingOne LLC | 10 | 10.49% | 10 |
| 4 | RF Renovo Management Company, LLC | 7 | 9.75% | 3 |
| 5 | LIMA ONE CAPITAL, LLC | 6 | 11.38% | 10 |
| 6 | Easy Street Capital LLC | 5 | 10.90% | — |
| 7 | BHCU | 3 | 10.50% | 9 |
| 8 | Meridian Bank | 3 | 9.50% | 8 |
| 9 | RPE Home, Inc | 3 | — | — |
| 10 | WSFS bank | 1 | — | 30 |
| 11 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 17 |
| 12 | American Heritage Lending, LLC | 1 | — | 7 |
| 13 | ABL RPC Residential Credit Acquisition LLC | 1 | — | 3 |
| 14 | AMERICAN HERITAGE FEDERAL CREDIT UNION | 1 | — | 3 |
| 15 | Temple View Capital Funding LP | 1 | — | 2 |
| 16 | TRUIST BANK | 1 | — | 1 |
| 17 | Genesis Capital, LLC | 1 | — | — |
| 18 | Merchants Mortgage & Trust Corporation | 1 | — | — |
| 19 | Secured Investment Corp | 1 | — | — |
DSCR / long-term rental lenders in Delaware County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
19 lenders reported short-term, business-purpose investment loans in Delaware County in 2024 verified lending records — 147 loans totaling $51.1M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Delaware County's active lenders was 10.90% in 2024, with per-lender medians ranging from 9.50% to 11.49%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.