Private & Hard Money Lenders in Berks County, PA
10 lenders funded 45 short-term investment-property loans in Berks County in 2024 at a median rate of 11.49%. Ranked by verified loan volume — not paid placement.
Berks County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 20 | 11.49% | 11 |
| 2 | RF Renovo Management Company, LLC | 9 | 10.50% | 4 |
| 3 | LendingOne LLC | 5 | 10.25% | 3 |
| 4 | Loan Funder LLC | 4 | 12.25% | 8 |
| 5 | Conventus Lending LLC | 2 | — | — |
| 6 | Tompkins Community Bank | 1 | — | 17 |
| 7 | FULTON BANK, NATIONAL ASSOCIATION | 1 | — | 15 |
| 8 | Mid Penn Bank | 1 | — | 7 |
| 9 | TD Bank | 1 | — | 7 |
| 10 | Easy Street Capital LLC | 1 | — | — |
DSCR / long-term rental lenders in Berks County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
10 lenders reported short-term, business-purpose investment loans in Berks County in 2024 verified lending records — 45 loans totaling $12.6M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Berks County's active lenders was 11.49% in 2024, with per-lender medians ranging from 10.25% to 12.25%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.