Private & Hard Money Lenders in Chester County, PA
11 lenders funded 37 short-term investment-property loans in Chester County in 2024 at a median rate of 10.99%. Ranked by verified loan volume — not paid placement.
Chester County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | KIAVI FUNDING, INC. | 12 | 11.50% | — |
| 2 | LIMA ONE CAPITAL, LLC | 7 | 9.80% | 3 |
| 3 | Loan Funder LLC | 6 | 10.99% | 1 |
| 4 | Easy Street Capital LLC | 3 | 10.90% | — |
| 5 | VELOCITY COMMERCIAL CAPITAL LLC | 2 | — | 5 |
| 6 | Temple View Capital Funding LP | 2 | — | — |
| 7 | Univest Bank and Trust Co. | 1 | — | 31 |
| 8 | Meridian Bank | 1 | — | 5 |
| 9 | ESSA Bank & Trust | 1 | — | — |
| 10 | First Keystone Community Bank | 1 | — | — |
| 11 | WELLS FARGO BANK NA | 1 | — | — |
DSCR / long-term rental lenders in Chester County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
11 lenders reported short-term, business-purpose investment loans in Chester County in 2024 verified lending records — 37 loans totaling $86.4M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Chester County's active lenders was 10.99% in 2024, with per-lender medians ranging from 9.80% to 11.50%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.