Private & Hard Money Lenders in New Castle County, DE
12 lenders funded 48 short-term investment-property loans in New Castle County in 2024 at a median rate of 11.25%. Ranked by verified loan volume — not paid placement.
New Castle County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 12 | 11.25% | 21 |
| 2 | RPE Home, Inc | 8 | 12.00% | — |
| 3 | Constructive Loans LLC | 7 | 10.99% | 36 |
| 4 | RF Renovo Management Company, LLC | 6 | 10.25% | 8 |
| 5 | LIMA ONE CAPITAL, LLC | 4 | 11.45% | 3 |
| 6 | LendingOne LLC | 2 | — | 9 |
| 7 | Meridian Bank | 2 | — | 8 |
| 8 | Dominion Financial Services, LLC | 2 | — | 7 |
| 9 | DEL-ONE FEDERAL CREDTI UNION | 2 | — | 5 |
| 10 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 9 |
| 11 | CoreVest American Finance Lender LLC | 1 | — | — |
| 12 | Temple View Capital Funding LP | 1 | — | — |
DSCR / long-term rental lenders in New Castle County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
12 lenders reported short-term, business-purpose investment loans in New Castle County in 2024 verified lending records — 48 loans totaling $12.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across New Castle County's active lenders was 11.25% in 2024, with per-lender medians ranging from 10.25% to 12.00%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.