Private & Hard Money Lenders in Monmouth County, NJ
18 lenders funded 151 short-term investment-property loans in Monmouth County in 2024 at a median rate of 11.00%. Ranked by verified loan volume — not paid placement.
Monmouth County hard money lenders by 2024 loan count
| # | Lender | Hard money loans | Median rate | DSCR loans |
|---|---|---|---|---|
| 1 | Loan Funder LLC | 66 | 11.00% | 43 |
| 2 | KIAVI FUNDING, INC. | 32 | 10.99% | — |
| 3 | Manasquan Bank | 9 | 8.50% | 38 |
| 4 | ABL RPC Residential Credit Acquisition LLC | 8 | 12.88% | 2 |
| 5 | Ice Lender Holdings LLC | 6 | 11.50% | 22 |
| 6 | LendingOne LLC | 5 | 9.99% | 5 |
| 7 | Temple View Capital Funding LP | 5 | 11.00% | 1 |
| 8 | Churchill Funding I LLC | 5 | 11.25% | — |
| 9 | RF Renovo Management Company, LLC | 3 | 10.25% | 2 |
| 10 | Conventus Lending LLC | 3 | 10.99% | — |
| 11 | Dominion Financial Services, LLC | 2 | — | 1 |
| 12 | Constructive Loans LLC | 1 | — | 10 |
| 13 | VELOCITY COMMERCIAL CAPITAL LLC | 1 | — | 10 |
| 14 | BPL Mortgage, LLC | 1 | — | 8 |
| 15 | LIMA ONE CAPITAL, LLC | 1 | — | 1 |
| 16 | CTBC Bank USA | 1 | — | — |
| 17 | Easy Street Capital LLC | 1 | — | — |
| 18 | Genesis Capital, LLC | 1 | — | — |
DSCR / long-term rental lenders in Monmouth County
These lenders reported only longer-term (>36 month) business-purpose rental loans here in 2024— a different product from hard money, listed separately so the two aren't conflated.
Frequently asked questions
18 lenders reported short-term, business-purpose investment loans in Monmouth County in 2024 verified lending records — 151 loans totaling $128.0M. Smaller local lenders below public reporting thresholds may also operate here.
The median note rate across Monmouth County's active lenders was 11.00% in 2024, with per-lender medians ranging from 8.50% to 12.88%. Hard money runs well above conventional mortgage rates because loans are short, asset-based, and close fast.
Verified public lending records for 2024. We count originated, business-purpose loans on investment properties with terms of 36 months or less — the bridge and fix-and-flip products hard money lenders make. Rankings reflect verified loan counts, never paid placement.