Private & Hard Money Lenders in New Jersey
48 lenders funded 2,540 short-term investment-property loans ($1.7B) across New Jersey in 2024, at a median note rate of 11.00%. Ranked by verified loan volume — not paid placement.
2024 verified lending records·Pulled 2026-09-01
Top 10 hard money lenders in New Jersey by 2024 loan count
| # | Lender | Hard money loans | Median rate |
|---|---|---|---|
| 1 | Loan Funder LLC | 840 | 11.25% |
| 2 | KIAVI FUNDING, INC. | 680 | 11.25% |
| 3 | RF Renovo Management Company, LLC | 329 | 10.25% |
| 4 | ABL RPC Residential Credit Acquisition LLC | 182 | 12.38% |
| 5 | Temple View Capital Funding LP | 59 | 11.00% |
| 6 | LIMA ONE CAPITAL, LLC | 56 | 11.00% |
| 7 | Genesis Capital, LLC | 45 | 9.51% |
| 8 | LendingOne LLC | 42 | 10.49% |
| 9 | VELOCITY COMMERCIAL CAPITAL LLC | 37 | 10.74% |
| 10 | Ice Lender Holdings LLC | 30 | 12.00% |
New Jersey hard money lending by county
Counties with at least 3 active lenders have a full directory page.
Essex County
23 lenders · 324 loans
Camden County
17 lenders · 277 loans
Mercer County
14 lenders · 196 loans
Ocean County
21 lenders · 174 loans
Burlington County
14 lenders · 164 loans
Monmouth County
18 lenders · 151 loans
Bergen County
17 lenders · 147 loans
Union County
15 lenders · 138 loans
Hudson County
16 lenders · 135 loans
Cumberland County
10 lenders · 127 loans
Atlantic County
15 lenders · 116 loans
Gloucester County
15 lenders · 113 loans
Middlesex County
13 lenders · 106 loans
Passaic County
14 lenders · 92 loans
Morris County
12 lenders · 64 loans
Salem County
11 lenders · 61 loans
Somerset County
10 lenders · 45 loans
Sussex County
9 lenders · 43 loans
Cape May County
13 lenders · 37 loans
Warren County
3 lenders · 19 loans
Hunterdon County
4 lenders · 11 loans